Somewhere between ordering groceries on an app, scrolling through Instagram ads, attending a webinar hosted by a professor in another city, and paying an electricity bill from your phone, you have already lived through most of what information and communication technology (ICT) means for business and society. ICT is simply the use of computers, networks, and digital devices to create, share, and act on information. What makes it worth studying is how thoroughly it has rewired four everyday systems: how we buy things, how we are sold to, how we learn, and how we access healthcare and government services.

Table of Contents

E-commerce and the reshaping of retail

E-commerce refers to buying and selling goods and services over the internet, and it has changed retail more in two decades than the previous century of shopkeeping did. Global players such as Amazon and Alibaba built their dominance by removing geographic limits on who could buy from whom, and that same logic now plays out at a national scale. The e-commerce industry was valued at roughly 125 billion dollars in 2024 and is projected to reach 345 billion dollars by 2030, driven by rising internet penetration, digital payments, and platforms ranging from large marketplaces to quick-commerce apps.

Small businesses go global

The most interesting part of this shift is not the big platforms, it is who else gets to sell on them. Micro, small, and medium enterprises (MSMEs) that once depended on local footfall can now list a product on a marketplace and ship it across the country, or the world. Consulting estimates suggest e-commerce’s share of overall retail could rise from around 6 percent to as high as 11 percent by 2030, with MSMEs contributing close to half of that growth. Government-backed initiatives such as the Open Network for Digital Commerce are lowering the technical and financial barriers that once kept smaller sellers out of digital retail, while direct-to-consumer channels, where a business sells through its own website or app rather than a marketplace, are growing nearly three times faster than traditional marketplace sales.

How traditional retailers are adapting

Brick-and-mortar retailers have not disappeared, they have restructured. Many now run an omnichannel model, letting customers browse online and pick up in-store, or return an online purchase at a physical counter. Store staff increasingly double as fulfilment centres for local deliveries. The retailers that struggled were the ones that treated their website as an afterthought rather than as another storefront competing for the same customer’s attention.

Digital marketing strategies that reach the right audience

Digital marketing is the use of digital channels, email, search engines, and social media among them, to promote products and services. Its core advantage over a newspaper advertisement or a billboard is precision: a brand can target a message to people based on age, location, past purchases, or even browsing behaviour, rather than paying to reach everyone who happens to walk past.

This precision matters more each year because the audience keeps growing. There were over 806 million internet users and 491 million social media users at the start of 2025, a base large enough that even a narrowly targeted campaign can reach millions of relevant people. Advertisers have followed the audience: digital advertising has overtaken television to command around 44 percent of total ad spending, worth roughly 49,000 crore rupees, marking 20 percent year-on-year growth.

Personalised messaging over mass broadcasting

A clothing brand no longer needs to hope the right person sees its ad in a general-interest magazine. It can show a monsoon-jacket ad specifically to users in cities with current rainfall, at the time of day they are most likely to shop. This is the practical difference between targeted marketing and traditional advertising.

Measuring what actually works

Perhaps the bigger shift is measurement. A digital campaign reports clicks, conversions, time spent, and drop-off points in real time, letting a business adjust spending mid-campaign instead of waiting for a quarterly sales report to find out an advertisement failed. This data feedback loop is what allows even small businesses to compete with large advertisers on efficiency, if not on total budget.

ICT in education: learning without geographic limits

Education has been one of the most visibly transformed sectors. Platforms such as Coursera and Udemy let a student access a course designed by a professor at a foreign university without ever leaving their home city, collapsing a barrier that once required significant money and mobility to cross.

India’s own open learning platform

India built a parallel system for this through SWAYAM (Study Webs of Active Learning for Young Aspiring Minds), a government-run platform offering free courses from school level through postgraduate study. Regulatory changes now allow universities to let students earn up to 40 percent of their programme credits through SWAYAM courses, meaning online learning is no longer just supplementary, it can formally count toward a degree. The platform’s scale illustrates both the promise and the difficulty of online education: enrolment numbers run into the tens of millions, but course completion has historically lagged far behind sign-ups, a reminder that access to content is not the same as sustained engagement with it.

Smart classrooms and blended learning

Inside physical classrooms, ICT shows up as interactive whiteboards, tablets loaded with curriculum apps, and shared documents that let a class collaborate on a project in real time rather than passing around a single notebook. Institutions increasingly blend this with in-person teaching, using recorded lectures for content delivery and classroom time for discussion and doubt-clearing, a model that stretches limited teaching staff further without diluting instruction quality.

ICT in healthcare: records, remote care, and wearables

Healthcare has absorbed ICT in ways that directly affect how quickly a patient gets treated. Electronic Health Records (EHRs) store a patient’s medical history digitally, so a doctor in one city can access test results ordered by a doctor in another, instead of relying on physical files that a patient must carry themselves. India’s Ayushman Bharat Digital Mission has built this infrastructure at national scale, issuing digital health IDs to a large share of the population and linking prescriptions and reports to those records so that care history follows the patient rather than the hospital.

Telemedicine reaching where doctors cannot

Telemedicine, consulting a doctor remotely through video or audio, addresses a very specific Indian problem: an uneven distribution of specialists, with severe shortages at primary and community health centres in many states. The government’s eSanjeevani platform, described as the world’s largest telemedicine service for primary care, has facilitated over 340 million consultations connecting patients to doctors across more than a hundred thousand health centres. Usage data shows the platform disproportionately serves women, older adults, and patients in areas with limited access to specialists, which is exactly the population a purely hospital-based system tends to underserve.

Wearables and everyday health monitoring

Fitness trackers and smartwatches have moved health monitoring out of the clinic and into daily life. Tracking heart rate, sleep, and activity levels continuously gives both individuals and, increasingly, doctors far more data than an annual check-up ever could, making it easier to catch an irregular pattern before it becomes a medical emergency.

E-governance: government services without the queue

E-governance uses digital platforms to deliver government services and information directly to citizens, cutting out the physical queues and paperwork that used to define interactions with government offices. Under the Digital India programme, citizens can now pay taxes, apply for permits, and access certificates online rather than visiting an office in person. Tools like DigiLocker allow people to store official documents digitally, with the platform now used by over 11 crore people holding more than 532 crore documents issued by thousands of government and private organisations.

Beyond documents, digital payment infrastructure and direct benefit transfer systems let government welfare payments reach citizens’ bank accounts directly, reducing the layers through which money could previously be diverted or delayed. This is arguably where ICT’s impact on society is most visible, because it changes not just convenience but accountability: a digital trail is harder to manipulate than a paper one.

What do you think?

What do you think? As more essential services, from shopping to healthcare to government paperwork, move online by default, what happens to people who still lack reliable internet access or digital literacy? And when a business can track your clicks closely enough to predict what you will buy next, where should the line sit between helpful personalisation and simply feeling watched?

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References
  1. https://www.ibef.org/industry/ecommerce
  2. https://www.mckinsey.com/industries/logistics/our-insights/the-great-unbundling-of-indian-e-commerce-msmes-and-the-direct-to-consumer-revolution
  3. https://datareportal.com/reports/digital-2025-india
  4. https://www.ipsos.com/en-in/state-digital-marketing-india-2025-26
  5. https://swayam.gov.in/about
  6. https://www.sciencedirect.com/science/article/pii/S3050837125000049
  7. https://academic.oup.com/oodh/article/doi/10.1093/oodh/oqaf025/8276784
  8. https://www.pib.gov.in/Pressreleaseshare.aspx?PRID=1847837&reg=48&lang=2

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Life Skills

1 Universal Human Values

  1. Understanding Human Values
  2. Human Values from Individual to Universal Perspectives
  3. Human Values Dictating Day-to-Day Life Decisions
  4. Pillars of Human Values
  5. Relevance of Human Values

2 Legal Awareness

  1. Transfer of Property
  2. Agreement to Sell
  3. Sale Deed
  4. Gift Deed
  5. Will
  6. Relinquishment Deed
  7. General Power of Attorney
  8. Matrimonial Dispute and Inheritance Right
  9. Child Custody
  10. Domestic Violence
  11. Divorce
  12. Law of Maintenance
  13. Inheritance Right
  14. Criminal Proceedings
  15. First Information Report (FIR)
  16. Custody and Grant of Bail
  17. Juvenile Justice
  18. Chargesheet
  19. Meaning of Trial
  20. Quashing Petition
  21. Some Other Legal Words

3 Public Health

  1. Hygiene
  2. First Aid
  3. Mental Health
  4. Cardio-pulmonary Resuscitation
  5. Care for Elders
  6. Healthcare Delivery System in India
  7. Organ Donation
  8. Communicable Diseases
  9. Non-communicable Diseases

4 Disability

  1. Approaches to Disability
  2. Types of Disabilities
  3. Challenges Faced by Persons with Disabilities
  4. Concessions and Benefits for Persons with Disabilities

5 Gender Sensitisation

  1. Conceptualising Gender
  2. Gender Identities
  3. Gender and Family
  4. Gender, Education and the Workplace
  5. Gender, Law and Political Institutions
  6. Gender and Media
  7. Gender Equality: a Sustainable Development Goal
  8. Gender Sensitive Language
  9. Gender Sensitivity in Family and Interpersonal Relationships
  10. Gender Sensitivity at Workplace

6 Information and Communication Technology

  1. Computer Systems
  2. Internet and World Wide Web
  3. Multimedia and Digital Communications
  4. Email
  5. Security and Privacy
  6. Emerging Technologies
  7. ICT in Business and Society
  8. Future of ICT

7 Digital Computer Skills

  1. Basic Computer Operations
  2. Internet and Web Browsing
  3. Productivity Software
  4. Digital Communication
  5. Data Management and Security
  6. Digital Media Creation and Web Designing
  7. Troubleshooting and Technical Support
  8. Emerging Trends and Future Skills

8 Cyber Security

  1. Need of Cyber Security
  2. Cia Triad Model in Cyber Security
  3. Types of Cyber Attack
  4. Important Fundamentals of Cyber Security
  5. Cyber Security: Best Practices
  6. Handling Mis-information, Fake Identities, Fake News and Legal Consequences
  7. Cyber Crime Offences and Penalties
  8. Important Dos and Don’ts

9 Digital Ethics and Etiquettes

  1. Digital Citizenship: Ethics and Etiquette
  2. Understanding Personal Internet Etiquette
  3. Internet Safety
  4. Digital Citizenship and Mental Health
  5. Digital Footprint
  6. Copyright and Intellectual Property
  7. Tips for Common Web Forums
  8. Legacy Web Skills
  9. Some Case Studies

10 Banking and Finance

  1. Financial Literacy
  2. Importance of Financial Literacy
  3. Banking
  4. Barter to Payment Systems
  5. Technology in the Banking System
  6. Role of Banks in Financial Intermediation
  7. Important Banking Services

11 Savings and Investment Options

  1. Savings
  2. Investments
  3. Various Investment Options
  4. Factors Affecting Investment Decisions
  5. Savings Vs Investment
  6. Demat Account
  7. Pradhan Mantri Jan Dhan Yojana
  8. Sukanya Samriddhi
  9. Life Insurance Policies

12 Services at District Level

  1. Registration and Mutation of Property
  2. Calling Police or Registering Fir
  3. Registering on an Employment Exchange
  4. Registering an Enterprise
  5. Centrally Sponsored Schemes
  6. Central Sector Schemes
  7. State Sponsored Schemes
  8. Citizens’ Rights/prerogatives
  9. Some Useful Information

13 Services at Local Level

  1. Services in Rural Areas
  2. Accessing Services
  3. Services in Urban Areas
  4. Some Important Services in Rural and Urban Areas
  5. Emerging Trends

14 Services- Other Agencies

  1. JAM Trinity
  2. Bank Account
  3. PAN Card
  4. Passport
  5. Driving License
  6. Voter’s Card
  7. Ration Card
  8. Health Card

15 Exploring Career Opportunities

  1. Determining Career Opportunities
  2. Career Opportunities for Students not Pursuing Higher Studies
  3. Traditional Career Opportunities
  4. New Avenues of Career/Employment

16 Self-Employment

  1. Self-employment: Possibilities and Potential
  2. Self-employment: Challenges and Constraints
  3. Key Sectors for Self-Employment in India
  4. Emerging Trends and Opportunities
  5. Challenges and Mitigation Strategies
  6. Government Initiatives and Support
  7. Success Stories of Self-Employed Individuals

17 Preparing for Interview and CV

  1. Defining Interviews
  2. Different Kinds of Interview Strategies
  3. Preparing for Interview
  4. During the Interview
  5. Importance of Non-Verbal Behaviour
  6. Significance of Emotional Quotient (EQ)
  7. After the Interview
  8. What Employers do not like to see in candidates
  9. Sharpening Your Interview Skills
  10. Turning Adversity into Opportunity
  11. Application Formats
  12. Meaning and Significance of Curriculum Vitae
  13. How to create an Appropriate and Effective CV
  14. Correct Contact Information
  15. Relevant Work Experience and Key Achievements
  16. Develop the Educational Section Correctly
  17. Put relevant skills that fit the job opening
  18. Why it is good to include Additional CV Sections
  19. Things that should not be included in your CV
  20. Significance of Cover Letter